Can Foreigners Get Health Insurance in the U.S.? Here’s What You Need to Know

If you're an international investor, expatriate, or visitor in the U.S., you might be asking: Can I get health insurance?The short answer? Yes—but only if you know how to navigate the system strategically.

The U.S. healthcare system is one of the most advanced in the world, but it’s also one of the most expensive if you’re unprepared. That’s why securing the right health coverage isn’t just an option—it’s a necessity.

🛡️ Who Can Get Health Insurance in the U.S.?

Whether you’re buying property, opening a business, or just spending time in the U.S., you have options. Unlike many countries with universal healthcare, the U.S. requires individuals to secure their own coverage—but the good news is that international residents can enroll in a plan.

✔️ Non-Resident Visitors: Short-term plans designed for tourists and temporary visitors.
✔️ Real Estate Investors & Business Owners: Private insurance policies tailored for long-term stays or business-related residency.
✔️ EB-5 & Visa Holders: Those in the process of getting a Green Card or living part-time in the U.S. can purchase private or employer-sponsored health plans.
✔️ Students & Expats: Special policies available for those studying or working in the U.S.

🚀 Pro Tip: If you’re planning to invest or live in the U.S. for extended periods, choosing a long-term international health plan can save you thousands in unexpected medical costs.

💰 How Much Does Health Insurance Cost?

Unlike in some countries, healthcare in the U.S. is not free. Without insurance, even a simple medical visit can cost hundreds or thousands of dollars. Here’s what you need to consider:

📌 Short-Term Visitor Insurance: $50-$250/month
📌 Comprehensive Private Insurance: $500-$2,000/month (varies by age & coverage)
📌 Employer-Sponsored Plans: Often the most affordable option for those starting a business or working in the U.S.

📢 Power Move: The right plan protects your finances while giving you access to top-tier U.S. healthcare. It’s not an expense—it’s an investment in your well-being.

🔹 How to Get Covered as an International Buyer or Investor

1️⃣ Identify Your Status: Are you visiting short-term, staying seasonally, or investing in a second home? Your needs will determine the best policy.
2️⃣ Choose a Reputable Provider: U.S. private insurance companies like Cigna, Aetna, and Blue Cross Blue Shieldoffer international plans.
3️⃣ Work with a Specialist: Just as you’d consult a real estate expert, a U.S. insurance broker can help find the best plan for your specific needs.